IDFC First Bank is one of the popular Indian private sector banks. It is a key player company in the Banking & Financial services Industry. IDFC First Bank Ltd Today Share Price is 58.00 and has a strong potential to grow in 2025. It is one of the strongest fundamental companies in the sector of Baking and Financial Services. In this guide, you will get the complete details about the IDFC First Bank Limited Share Price Target for the upcoming years 2025, 2027, 2030, 2040, 2050. Stay tuned with us for more details.
About IDFC First Bank Limited
The IDFC First Bank Limited is one of the top Banking & Financial Sector Companies. IDFC First Bank Ltd was founded in 2015 as a banking subsidiary of IDFC Limited. It shifted focus from infrastructure financing to retail banking after its merger with Capital First in 2018. In 2024, the bank acquired parent company IDFC Ltd in a reverse merger. It’s headquartered in Mumbai. V. Vaidyanathan is MD & CEO of the company. As a result of the merger, each shareholder of IDFC Limited was allotted 155 equity shares of the Bank for every 100 equity shares held by him.
The IDFC First Bank Limited offers comprehensive personal banking services from personal accounts to loans, investments, payments, etc. The IDFC Revenue was ₹36,257 crore as of 2024 and Net income was ₹2,942 crore as of 2024. It has a total Operating income of ₹6,239 crore as of 2024. It is the first bank in India to offer monthly credit on savings accounts. IDFC First Bank Ltd’s vision is building a world-class Bank in India, driven by Ethical, Customer-Friendly, Digital, and Socially Responsible Banking principles.
IDFC First Bank Limited Share Price Performance Overview
Before investing in any company, investors should look at the Historical and Current Share Price Performance of the Company. The IDFC is performing well in the stock market, look at the Historical and Current Performance of Share Price:
Historical Performance of IDFC First Bank Limited Share Price
IDFC First Bank listed on the stock exchanges on January 16, 2019, after the merger of IDFC Bank and Capital First. Before it’s listed, it is listed as the IDFC Ltd in the Stock Exchange with the price of Rs 70.40. The IDFC First Bank Limited Share Price has a rollercoaster journey and faced many ups and down in its journey.
However, the company’s lowest share price was Rs18.85 and it was achieved at Rs 95.35. During the 2019 to 2025, the company stock price increased from Rs 42.95 to Rs 57.78. In September 2023, the company achieved the highest share price target of Rs 95.50.
IDFC First Bank Limited Share Price Current Performance
The Share Price of IDFC First Bank Limited is giving a multigenerational return to its investors. Due to an overall Stock Market crash in India, the Share Price of IDFC Bank Limited is running at the price of Rs 57.78. If we analyse the last one month performance of the IDFC Stock, it has declined from Rs 63.73 to Rs 57.78. There is a huge gap, but the company has strong fundamentals and a vision to become a Global Player, which could increase the Share Price of the company till the end of 2025.
Financial Analysis of IDFC First Bank Ltd
| Metric | Value |
| Market Cap | ₹42,296.72 Crore |
| 52-Week High | ₹86.1 |
| 52-Week Low | ₹56.36 |
| Face Value | ₹10 |
| Book Value | ₹51.46 |
| Return on Equity (ROE) | 10.30% |
| Return on Capital Employed (ROCE) | 9.10% |
| P/B Ratio | 1.12 |
| P/E Ratio (TTM) | 21.67 |
| Dividend Yield | 0.00% |
| Sales Growth (YoY) | 18.57% |
| Profit Growth (YoY) | -53.53% |
| Diluted EPS (Rs.) | 0.46 |
| Cash EPS (Rs.) | 5.06 |
| Promoter Holding | 0% |
| Net Profit Margin | 6.36% (December 2024) |
| Debt-to-Equity Ratio | 7.79 (September 2024) |
IDFC First Bank Technical Analysis
- Trend Analysis: By analysing the Long-Term Trend Analysis (6+ months), it shows that the IDFC First Bank Ltd Share Price is neutral to slightly bearish.
- Moving Averages: The IDFC First Bank Ltd’s 50-Day Moving Average is 61.471 and 200-Day Moving Average is 69.75. The stock is currently trading below its 50-day and 200-day moving averages, indicating a bearish trend.
- RSI & MACD Indicators: The RSI of 39.55 suggests that the stock is nearing oversold territory, which could indicate a potential reversal and the MACD is negative, indicating downward momentum.
Conclusion: Hold for now, as the stock is showing signs of weakness but may be approaching a potential reversal point. Monitor for any bullish signals before making further decisions.
IDFC First Bank Share Price Target 2025 to 2050
The IDFC First Bank Ltd Share Price declined -14.84 in the last six months and it is in the bearish trend. But, the company has the potential to grow in upcoming years. So, the IDFC First Bank give a huge return to investors in upcoming years. Here, we have shared an overview of the IDFC First Bank Share Price Target 2025, 2027, 2030, 2040, 2050. Look at the below:
| Years | Share Price (Rs.) |
|---|---|
| 2025 | 95 – 115 |
| 2026 | 120 – 140 |
| 2027 | 147 – 165 |
| 2028 | 170 – 190 |
| 2029 | 195 – 215 |
| 2030 | 220 – 250 |
| 2035 | 380 – 430 |
| 2040 | 550 – 620 |
| 2045 | 750 – 850 |
| 2050 | 980 – 1100 |
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IDFC First Bank Share Price Target 2025
IDFC First bank recorded a hike of 4.71% after 27 January from 56.73 Rs to 64.09 Rs on 7 February 2025. It is a good hike of 11% within one month of 2025. The trend is showing positive potential of the IDFC bank share price in 2025, where investors can make a profit between Rs 10 to 25 rupees per share by the end of the Year. Currently the price of the share is ranging between ₹56.36 – ₹57.95 where shares close at ₹56.99 on Tuesday, 4th March 2025. As per reports by experts, the price of the IDFC First Bank shares will be reached between 95 and 115 rupees in the year 2025.
| Share Price Target (IDFC First Bank 2025) | Price Range |
| Minimum Price | 95 Rs. |
| Maximum Price | 115 Rs. |
IDFC First Bank Share Price Target 2026
IDFC First Bank is a private company which is working in the banking sector. Currently the market cap of the company is 416.10 Billion ,which is approximately 3.63 lakh crore rupees. The bank is implementing new technology in the banking sector for their users and allowing them to maximize the mobile banking facilities, where they can not only make transactions but can apply for a loan, pay bills, etc.
Therefore, it is the positive benefit for users, which is creating trust among investors about the liability of the bank. As per BSE data, the bank’s revenue has been growing at a CAGR of approximately 12-15% over the past few years. If the bank follows the same pattern in the share market, then they can make up to 15% increment in the share price for next year, which can be arranged between 120 rupees to 140 rupees in 2026
| Share Price Target (IDFC First Bank 2026) | Price Range |
| Minimum Price | 120 Rs. |
| Maximum Price | 140 Rs. |
IDFC First Bank Share Price Target 2027
If we analyse the quarterly reports of the IDFC First Bank share price, then we can see the company is continuously growing their revenue and income as well in each quarter. The revenue of the company was 9,343.02 crore in December 2024 quarter, which was 8,956.93 cr. in September 2024. The revenue for December 2023 was 7,879.40 cr. for the company, and they generated 30,322.50 crore revenue in the financial year of 2023 and 24.
So, we can see the company increased by 1463.62 cr. Revenue from December 2023 to December 2024, which is an approximately 18% increase in revenue. So investors who are making a long-term investment in IDFC First Bank can expect the share price for the year of 2027 to be between 147 rupees and 165 rupees.
| Share Price Target (IDFC First Bank 2027) | Price Range |
| Minimum Price | 147 Rs. |
| Maximum Price | 165 Rs. |
IDFC First Bank Share Price Target 2028
If we compare the data of IDFC First Bank share price fthe or the last 52 weeks, then we can findthat the company have recorded a minimum share price of 56.46 Rs in the Last 52 weeks and recorded a maximum share price of 86.08 rupees. The average VWAP of the share price is 57.09 according to the BSE in March 2025. The company is giving 5.27 ROE for the shares. It is a healthy data for the long term investment in the share market, especially in the banking sector, where shareholders can expect to get a hiked ROE of 10% to 12% in the upcoming 4 years. So you can expect to see the range of the share price between 170 rupees to 190 Rs. in 2028
| Share Price Target (IDFC First Bank 2028) | Price Range |
| Minimum Price | 170 Rs. |
| Maximum Price | 190 Rs. |
IDFC First Bank Share Price Target 2029
The company is focusing on expanding their retail presence in the market. In the last few years, we have seen that the potential of online banking is continuously increasing, where private sector banks are actively modifying their platforms for their users. Since UPI platforms have started to charge the extra fees to pay bills, mobile recharge and other transactions. So customers are expected to use their UPI mobile applications with their bank mobile app.
So they will not be forced to pay an additional amount to the bank for online banking activities. So it is expected that more customers will connect with IDFC bank in the upcoming years and contribute their savings to the bank, which will increase the market cap and will finally impact the share price. By following the above calculations, the First bank share price will be increased by 5 to 7% as compared to the last year in 2029 and will be raised between 195 Rs to 215 Rs.
| Share Price Target (IDFC First Bank 2029) | Price Range |
| Minimum Price | 195 Rs. |
| Maximum Price | 215 Rs. |
IDFC First Bank Share Price Target 2030
2030 is a key year for investors as most of the shareholders invested in the IDFCCOVID-19 COVID-19err COVID 19 with long-term investment for the next 10 years. The yearly balance sheet of the company is reporting that First Bank has increased its assets by 1.47 trillion, which is 147 lakh crore rupees, in the Last 4 years from 2020 to 2024. It is approximately two times the company’s assets from 2020which, which is trillion 499 trillion.
We can observe that the company increased their performance to gain the assets in the last 2 years, in 2023 and 2024, where it made approximately 0.5 trillion in each year. If they also make sem increment till 2030, then the share price can be ranged between Rs. 220 to Rs. 250 in 2030
| Share Price Target (IDFC First Bank 2030) | Price Range |
| Minimum Price | 220 Rs. |
| Maximum Price | 250 Rs. |
IDFC First Bank Share Price Target 2035
Apart from other companies, IDFC shares are held in 100% shares by the public and do not own the shares. So the changes in share price will directly affect the people who are investing their savings in the bank’s shares. We can see the company is reporting an average volatility of 1.83 1.83dailys. So the share price is increasing or decreasing by 1.83 Rs. However, the annual volatility of the company iwhichwhich96, which can be a subject to risk for investors.
However, in past years, the share price increased dramatically, but now the company is recovering and regularly closing with high long-term. The long-term investment in the company can give a good return between 380 rupees and 430 rupees. In 2035.
| IDFC First Bank Limited Share Price | Price Range |
| Minimum Price | 380 Rs. |
| Maximum Price | 430 Rs. |
IDFC First Bank Share Price Target 2040
The IDFC First Bank Ltd’s outlook is positive, with strong deposit growth and growth in home loans, gold loans, and Kisan credit cards. The bank’s return on assets (ROA) has been at a respectable level of 1 for the last two years. It is expected deposit growth of 20-25% in the coming year. The company is on its way to become a top universal bank of India by the end of 2040 and emerge also as a Global Player. The Minimum Share Price for the IDFC First Bank is 550 Rs. and the Maximum is 620 Rs. by the end of 2040.
| Share Price Target (IDFC First Bank 2040) | Price Range |
| Minimum Price | 550 Rs. |
| Maximum Price | 620 Rs. |
IDFC First Bank Share Price Target 2045
The IDFC First Bank has continuously expanded its serving area and aims to become the top bank in the world. It aims to create a new-age, ethical, customer-friendly, and world-class Bank for India is a privilege for its employees. The IDFC First Bank Limited has the potential to increase up to 750 Rs. to 850 Rs. by the end of the year 2945. Look at the share price target below:
| Share Price Target (IDFC First Bank 2045) | Price Range |
| Minimum Price | 750 Rs. |
| Maximum Price | 850 Rs. |
IDFC First Bank Share Price Target 2050
IDFC First Bank Ltd is a new age Universal Bank in India built on the foundations of Ethical Banking, Digital Banking and Social Good Banking. IDFC FIRST Bank vision is building a world-class Bank in India, driven by Ethical, Customer-Friendly, Digital, and Socially Responsible Banking principles.
The Bank holds high ESG scores, reflecting its commitment to financial inclusion and social responsibility. So, investing for a long-term period in the IDFC First Bank can give high investment returns till 2050. The estimated target for the IDFC First Bank Share Price for 2050 is like:
| Share Price Target (IDFC First Bank 2050) | Price Range |
| Minimum Price | 980 Rs. |
| Maximum Price | 1100 Rs. |
IDFC First Bank Ltd Share Price Target Tomorrow 2025 to 2050: Growth Factor
Various factors can directly affect the Share Price Target of the IDFC First Bank. Here, we will discuss these factors, that could probably make the IDFC First Bank Ltd more strongerr and built as a strong investment area. Look at the growth outlook of the company for years 2025 to 2050.
- Potential to Become Top Universal Bank: The Company’s vision is to become the Best Universal Bank of India. So, expand its service and work on the products on Consumer banking, Credit cards, Home loans, Private banking, Wealth management, Investment banking, Corporate banking & Wholesale banking.
- Banking and Financial Services Industry Growing Demand: Market As their economic development continues, however, we would expect the E7 banking (and other services) sectors to grow more than proportionately with GDP. It will increase the demand of the Loan, and Wealth Management andfinancial servicese among the people.
- Social Good Banking: The Bank focuses on financial inclusion while ensuring high asset quality. It has financed over 40 million customers, including 16 million lifestyle improvement loans, 15 million loans to 4.3 million women entrepreneurs, 6.5 million vehicle loans, 1 million sanitation loans, 1 million livelihood loans, 300,000 SME loans, and 100,000 home loans. It will attract the customers in the upcoming years.
- Customer Friendly Banking and Ethical Banking: The company aims to become a customer-oriented bank and promoting Ethical Banking can directly benefit the company and also government support to achieve the goal.
Read Also: RVNL Share Price Target 2025, 2026, 2030 to 2050
IDFC First Bank Ltd Share Holding Pattern
| Shareholder Category | Percentage |
| Promoters | 0.00% |
| Foreign Institutional Investors (FIIs) | 27.12% |
| Domestic Institutional Investors (DIIs) | 25.30% |
| Public | 47.58% |
IDFC First Bank Ltd Peer Comparison
| Scrip Name | Price | Daily Change | M.Cap (Cr) | 1 Year Returns % | P/E (TTM) | PB Ratio |
|---|---|---|---|---|---|---|
| IDFC First Bank Ltd | 57.77 | -0.18 | 42,428.51 | -28.94 | 21.78 | 1.13 |
| HDFC Bank Ltd | 1,691.20 | +1.20 | 1,293,075.73 | 17.29 | 19.52 | 2.70 |
| Karur Vysya Bank Ltd | 204.10 | +4.51 | 16,066.43 | 7.97 | 8.53 | 1.47 |
| Canara Bank | 85.35 | +0.33 | 77,118.68 | -29.44 | 4.88 | 0.86 |
| Jammu and Kashmir Bank Ltd | 97.26 | +0.33 | 10,673.76 | -34.04 | 4.99 | 0.85 |
| Punjab & Sind Bank | 41.19 | +0.71 | 27,436.48 | -40.16 | 32.69 | 2.56 |
IDFC First Bank Ltd Cash Flow
| PARTICULARS | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|
| Cash and Cash Equivalents at Beginning of the year | 13897.95 | 15757.91 | 5827.86 | 4190.79 | 9566.78 |
| Net Cash from Operating Activities | 11327.97 | 3599.65 | 2603.92 | 14061.47 | 10926.81 |
| Net Cash Used In Investing Activities | -9791.79 | -11968.64 | -2884.46 | -2826.22 | -3764.15 |
| Net Cash Used In Financing Activities | -2953.92 | 6509.04 | 10210.59 | -9598.18 | -12538.66 |
| Net Inc./Dec In Cash And Cash Equivalents | -1417.74 | -1859.95 | 9930.05 | 1637.07 | -5375.99 |
| Cash And Cash Equivalents At End Of The Year | 12480.21 | 13897.95 | 15757.91 | 5827.86 | 4190.79 |
Investment Opportunities and Risk
Opportunities: Company has delivered good profit growth of 28.8% CAGR over the last 5 years. From June 2022 to September 2023, the stock was a favourite of Dalal Street. It delivered multibagger returns of 233% during that period.
Risk: Though the company is reporting repeated profits, it is not paying out a dividend. It has a low interest coverage ratio. IDFC has a low return on equity of 7.72% over the last 3 years. Company’s Contingent liabilities of Rs.3,05,986 Cr. and the total earnings include an other income of Rs.6,723 Cr. The IDFC First Bank Ltd share price has seen a decline since May 2024. On Monday, 28 January 2025, it closed at Rs 57.97 on the BSE, down 41.5% from its all-time high.
Conclusion
If we see, the share price of IFDC First Bank Limited has been falling continuously for the last few months, but the main reason for this is the crash in the Indian stock market. It is being feared that the price will fall further in the coming months, but by the end of 2025, the IDFC share price will regain its growth momentum. So it can be said that IDFC First Bank Limited is the best option for long term investment. But it should also be kept in mind that investors should analyze many other microeconomic factors and only then should any opinion be formed about investment.
FAQs
Is IDFC First Bank a good share to buy?
As per many experts, the Share Price of IDFC First Bank will increase drastically. So, if you are planning to invest for the long term, then it is good to buy the share of IFC First Bank Ltd.
Is IDFC FIRST Bank bullish or bearish?
According to technical analysis, IDFC First Bank Ltd (IDFCFIRSTB) is currently in a bearish trading position.
What is the price target of IDFC FIRST Bank in 2025?
The IDFC First Bank Ltd Share Price has the potential to INR 95 to 115 by the end of 2025.
What is the share price target for IDFC First Bank in 2027?
The Share Price Target of IDFC First Bank for the year 2027 can be 147 Rs. -165 Rs.
What is the price target for IDFCFIRSTB in 2026?
The IDFCFIRSTB Share Price Target for 2026 can fluctuate between Rs 120 to Rs 165.
What is the price of IDFC First share in 2040?
The IDFC First Bank Ltd Share Price Target for 2040 can fluctuate between Rs 550 to Rs 620.
What is the future of IDFC First Bank in 2030?
The IDFC First Bank Share Price Target 2030 can be between INR 220 and 250.
Disclaimer: Remember, this analysis is for informational purposes only and should not be considered financial advice. Stock market investments are subject to risks. The predictions provided are based on research and past trends, and investors should do their analysis before making financial decisions. Make sure to ask and consult with industry experts and investors.